The patient owes the total amount of the surgical procedure since that amount is less than his deductible and he cannot collect any amount form the payer.
Explanation:
The Deductible is the amount that a patient has to pay out of his pocket before the start of the insurance plan. Â So, the lower the deductible amount, the higher monthly payments.
The deductible in this case for the patient is 2500$, which means the patient will be responsible for all the medical costs until he has met his deductible amount of 2500$.
Here, since the cost of surgery is 1890$ which is less than the deductible of 2500$ there is nothing that the patient can get from the co-payer.
